This article, Part 2 in the series, focusing on the

This is the second of a series of four articles on our digital future, where we explore the opportunities and impacts of digital technologies in a few areas. This article, Part 2 in the series, focusing on the financial services industry, looks at the evolving ‘fintech’ sector and how it is changing industry structure in financial services and changing the very structure of how money flows. Part 1 looks at the digital future as it relates to the subscription economy where increasingly consumers subscribe to rather than buy goods and services.

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